Insurance Requirements

Rideshare companies must carry specific insurance coverage depending on driver activity.

Speaking to Insurance Without Preparation

Statements can be used to reduce your claim.

Distracted Driving

Drivers rely heavily on apps, increasing distraction risk.

Severity of Injuries

Serious injuries typically result in higher compensation.

Coverage Periods Explained

There are three main periods that determine coverage levels: when the app is off, when the driver is waiting for a ride, and when a passenger is in the vehicle.

Independent Contractor Status

Drivers are classified as independent contractors, not employees. This limits direct claims against the companies.

Driver Not Logged Into the App

If the driver was not using the rideshare app, their personal auto insurance is responsible for covering damages.

Step 1: Get Medical Attention Immediately

Your health is the top priority. Even if injuries seem minor, symptoms can appear hours or days later. Medical documentation is also critical for proving your claim.

This guide explains exactly how rideshare injury claims work and what you need to do to protect your right to compensation.

What Is a Rideshare Accident?

The defendants argued that the jury should have been allowed to hear evidence that Michael White entered into a romantic relationship after his wife’s death. The trial court barred that evidence. The appellate court affirmed that ruling.

The reasoning matters. It goes directly to how Illinois courts define loss of consortium and how far defendants can go in trying to dilute it.